Is your interest rate tipping the scales your way?

Remortgaging

This is simply refinancing you current mortgage debt to you best advantage. It can be for many reasons. Below are some of the most popular reasons fo doing so.
It is important that when "shopping around" for a remortgage that " One size does not fit all". You should know the lenders borrowing criteria and they know about your circumstances. Otherwise you could be surfing the net looking at deals which are not available to you. How can you possibly know this? SIMPLE! call us!. We match your individual requirements to the best deal available based on you and your circumstances.

Finding a cheaper rate! Fixed or Tracker?

We search the market on your behalf to find the right product for you. Why stick with your own bank without checking out to competition? We advise which type of deal suits you, Fixed rate or tracker, discount loans.

Debt consolidating

This is the process of incorporating some or all of you unsecured debts ( credit cards, loans etc) within your mortgage debt. This is something we would look at very carefully to ascertain it was in your best interests.Unsecured credit is normally over a shorter term than secured and it is therefore not always in your best interest to do so. All our advice is based on your individual circumstances. There are, however, times when consolidating the credit is perfectly justified, especially if the payments are difficult to maintain. Spreading the loans over a longer period will reduce monthly payments and will normally be at a lower interest rate. contact us for a quote or to find out more.

Capital Raising

Raising money against the equity in your property can be done for many reasons.
Divorce is a fact of modern life and many partners would prefer to stay in their current home if they could raise money to " buy out" their ex. We can advise if this is possible or practical.
Home improvements. Build that extention or dream kitchen! double glaze the house etc etc
School Fees, new car, money for a business purpose? all can be arranged, subject to status.

Buy to Let & Let to Buy Deposits

Raising cash to fund a deposit of another property is also becoming common practice.
If you want to move home but cannot sell your current home consider raising the deposit on the current home and renting it out on a Let to Buy scheme! Call us to find out if it could work for you.
Same principle but other way around to Buy to Let. Raise the deposit on your current home to purchase an investment property to let.

Whatever you requirements find out more, contact us today!