Business Mortgages

Commercial Mortgages

Deciding on a business to buy is the easy part, getting the money off a bank is the hard part!
In these post " credit crunch" days business finance ha sbecome very difficult to obtain. Many banks have decided to restrict lending due to capital adequacy rules imposed by the regulators. Lenders have pulled out of whole sectors of the market  such as pub & leisure.
However, money is still available if you know where to look and you have a sound proposition/business plan.

Owner occupiers

Buying a business to operate yourself is many peoples dream. However, the banks are aware that many dreams become nightmares due to all sorts of factors. Ultimately you will be responsible for the success of the business and ability to pay the loan.

Investors

Buying as an investor is based on the rent payable by your tenants and not your own ability to operate the business. As a commercial landlord you would be looking for capital growth in the property or a good rent as opposed to income from trade.
A lucrative area to be in if the right property comes along.